Terms and Conditions
Izwe Loans Limited (“Izwe Ghana”) is registered with the Bank of Ghana as a non-banking financial institution (NBFI).
Jurisdiction and Restriction
Izwe Ghana controls and maintains this website from South Africa. The content of this website is for the use of individuals and businesses in Ghana only. Izwe Ghana is governed by the laws of Ghana and is subject to the jurisdiction of the courts of Ghana.
Products and Services
All products and services described on this website are at the sole discretion of Izwe Ghana, subject to the individual terms and conditions on which they are offered and such products and services may be withdrawn or amended at any time without notice.
Materials and Information
Izwe Ghana, its officers, employees, and agents do not devise, select, add to, modify or otherwise exercise control over the contents of this website, and do not accept any responsibility whatsoever for it; nor do they be regarded as having endorsed such material or information or any part thereof.
Materials, information, marks and logos contained in or displayed on this website are protected by intellectual property rights under applicable laws. No part of these material, information, marks and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for any commercial or public purposes without the written permission of Izwe Ghana or the party owing these material, information, marks and logos.
Whilst every care has been taken to ensure the accuracy and reliability of the content of this website, Izwe Ghana advises that individuals and businesses consult with branch manager’s or head office in order to receive current information.
Izwe Ghana accepts no liability for any loss or damage arising directly or indirectly (including special, indirect, incidental or consequential loss or damage) from action taken, or not taken, by or for you or otherwise, in reliance or materials or information contained in this website. In particular, no warranty is given that any materials, information or data contained in the website are accurate, reliable or up-to-date.
Izwe Ghana accepts no liability for any loss or damage arising directly or indirectly (including special, indirect, incidental or consequential loss or damage) from the use of this website, howsoever arising, including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this website, its contents, associated services, including independent sales executives, which are outside Izwe Ghana’s control.
Any software downloaded from this website is at your own risk. Izwe Ghana neither assumes nor accepts liability for any loss or damage directly or indirectly, howsoever caused, as a result of viruses, Trojan horses, worms, software bombs or similar items or processes arising from your use of this website, where such events arose out of the circumstances outside Izwe Ghana’s control.
Izwe Ghana accepts no liability for the content contained in the ‘News and Advice’ section of this website; this content is for information purposes only.
Izwe Ghana does not guarantee that any emails form the website will be sent to you or received by Izwe Ghana nor does Izwe Ghana warrant the privacy and/or security of emails during the internet transmission which is outside Izwe Ghana’s control. Izwe Ghana accepts no liability for any loss or damage arising directly or indirectly (including special, indirect, incidental or consequential loss or damage) from the failure of any internet transmission (including email correspondence) from this website of otherwise.
Unless restricted by applicable laws, you agree that any and all personal information and data you divulge to Izwe Ghana from this website may from time to time be used to market new or existing Izwe Ghana products.
You hereby agree to indemnify and to keep Izwe Ghana fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding or expense (including legal fees, costs and expenses on a full indemnity basis) suffered or incurred by Izwe Ghana arising from or which is directly or indirectly related to
Izwe Ghana may terminate these terms and conditions, your access to this website and use of online services at any time, without prior notice to you.
Izwe Ghana has the sole discretion to change at any time without prior warning or notice any information or material contained on this website and is entitled to from time to time amend the terms and conditions under which this website is used with prior notice to you.
3. INTELLECTUAL PROPERTY RIGHTS
All contents of this website including but not limited to the texts, graphics, links and sounds are the copyright of Izwe Ghana Limited and may not be reproduced, downloaded, distributed or published in any way without the prior written consent of Izwe Ghana.
“Izwe”, “Izwe Ghana”, “Izwe Loans Ghana” are registered trademarks of Izwe Ghana and no permission or license is granted to use any such trademarks or service marks without the prior written consent of Izwe Ghana. All other marks, names and logos used on this website relating to companies within the Izwe Group or to their products or services are the intellectual property rights held by companies within the Izwe Group unless otherwise stated.
You agree that Izwe Ghana shall not be under any obligation of confidentiality to you regarding any such information or material submitted to it using this website unless agreed otherwise in a separate direct contract between you and Izwe Ghana or required by applicable laws.
You acknowledge that the contents of the foregoing provisions shall not limit any specific provisions set out in the individual terms and conditions of particular products and services offered on or through this website.