I want to know more, contact me.

Can I roll-over my loan and get a larger amount?

Roll-overs are permitted. A new loan will be issued to the borrower but the portion of the new loan will be taken to settle the outstanding amount of the current loan and the balance paid out to the borrower.

Am I able to have more than one loan with Izwe Ghana?

Izwe Ghana only allows one loan per person.

Is Izwe Ghana registered with regulatory bodies?

Yes, Izwe Ghana is registered and complies with the Bank of Ghana.

How do I get my account statement?

You are welcome to visit any Izwe Ghana branch or contact us on +233 (0) 302 251 042 to enquire about the outstanding balance of your loan.

When do I have to make my repayment?

• The repayments are automatically deducted via government payroll offices.
• Even if you have a payroll deduction you must make sure that your instalments are paid in full and on time.

How do I make my repayment?

All repayments are made via a payroll deduction.

What does it mean for all my documents to be in order?

This means that not only do you need to ensure that you have sent through all the required documents, but you need to make sure that all your documents are clear and visible.

When will I get my money?

Once your loan has been approved, you will receive your money within 24 hours, this is subject to all your documents being in order.

How will I get my money?

The amount that you have been approved to borrow will be paid out by money transfer, credit or EFT. You select the most convenient pay-out method you wish to receive your cash loan.

What loan amounts and terms can I acquire from Izwe Ghana?

Izwe Ghana offers cash loans of up to GHS 10 000 with terms ranging between 3 and 60 months (5 years).

What credit checks does Izwe Ghana do when I want to take out a loan?

We will perform an electronic scorecard check, based on affordability and government payroll data.

How do I find a branch near me?

You will be able to find your nearest branch by using the Branch Locator tool.

How do I apply for a loan with Izwe Ghana?

There are 3 ways in which you can apply for a loan with Izwe Ghana:

1. At one of our branches.
2. Through one of our many Independent Sales Executives.
3. Through our helpful call centre agents. Call me back.

Do I need to be permanently employed to get a loan from Izwe Ghana?

Yes, you need to be a permanently employed civil servant.

What will I need to apply for a loan?

• Government employee number.
• A passport sized photo of yourself.
• Your most recent payslip.
• A valid national Identification.

Flexible products, on your terms.

Contact Us

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