Roll-overs are permitted. A new loan will be issued to the borrower but the portion of the new loan will be taken to settle the outstanding amount of the current loan and the balance paid out to the borrower.
Izwe Ghana only allows one loan per person.
Yes, Izwe Ghana is registered and complies with the Bank of Ghana.
You are welcome to visit any Izwe Ghana branch or contact us on +233 (0) 302 251 042 to enquire about the outstanding balance of your loan.
• The repayments are automatically deducted via government payroll offices.
• Even if you have a payroll deduction you must make sure that your instalments are paid in full and on time.
All repayments are made via a payroll deduction.
This means that not only do you need to ensure that you have sent through all the required documents, but you need to make sure that all your documents are clear and visible.
Once your loan has been approved, you will receive your money within 24 hours, this is subject to all your documents being in order.
The amount that you have been approved to borrow will be paid out by money transfer, credit or EFT. You select the most convenient pay-out method you wish to receive your cash loan.
Izwe Ghana offers cash loans of up to GHS 10 000 with terms ranging between 3 and 60 months (5 years).
We will perform an electronic scorecard check, based on affordability and government payroll data.
You will be able to find your nearest branch by using the Branch Locator tool.
Yes, you need to be a permanently employed civil servant.
• Government employee number.
• A passport sized photo of yourself.
• Your most recent payslip.
• A valid national Identification.