However you imagine your future, we’ll take you there

Izwe offers simple, smartly packaged business financing solutions that support the aspirations of government employees, entrepreneurs, and SMEs.

At Izwe, we know that everyone’s money story is different. That’s why we tailor our financial solutions to your specific needs, making it easy for individuals and businesses to plan for the future.

Get started with a proven financial solution partner you can trust


Our promise is to enrich lives by:

Making it easy to get small business loans – with minimal paperwork

Offering affordable, flexible monthly repayment options

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Assessing applications in minutes, with

Offering high returns on savings and investments

Since we began, Izwe has changed thousands of lives.
Most of this has been through helping people to…

All data is as at 31 December 2021 (unaudited).

Izwe is regulated by:

We are also a trusted partner of Ghana Deposit Protection Scheme.
Your financial solutions partner should make it easy and rewarding to save for a brighter future.
Trust Izwe to be there every step of the way.
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Izwe South Africa is started.

Izwe expands, opening its first office and branches outside of South Africa.

Izwe is launched in Ghana.

Izwe lists debt on the Ghana Stock Exchange.

Izwe extends its offerings beyond loans and launches iVest – its first savings and deposit solution.
The Izwe call centre is opened.

Izwe is awarded CIMG Finance House of the Year.

Our trading name becomes Izwe Savings & Loans – providing savings and loan investments to individuals and SMEs.
Izwe launches its business loan solution (asset-backed finance).

Izwe introduces a secure, user-friendly mobile app.

Izwe’s Social Rating during COVID-19 confirmed at BB-.
Ghana receives funding support from the Regional Education Finance Fund for Africa, via BlueOrchard.
Ghana establishes a new GHS150 million Listed Note Programme.
Izwe expands its digital strategy, adding a suite of new digital innovations across the Group.