Apply for a personal loan onlineDo you want to buy a house? Start a business? Or Invest in your child’s education?
You can, with Izwe’s quick loans.
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Secured personal loans – Get a loan against the value of your assets
More options. More power.Own a car, landed property, or secure medium- to long-term investments at Izwe? You could qualify for a personal loan of up to GHS1,000 000, payable over 48 months. Izwe’s secured personal loans offer financial assistance against the value of your assets. It’s perfect for individuals who have assets but still need them to get things done.You shouldn’t have to sell your car, property, or investments to cover life’s unexpected expenses. Make your resources work for you and have more control over your assets with Izwe’s secured personal loans.
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“What made me choose Izwe was the fact that I could continue driving my car when I took a loan against it. Their agents were also extremely efficient when evaluating my vehicle and provided me with a pay out in a few days. Thank you Izwe.”
– Raymond (37)
All it takes to apply:
- Original documents for the collateral of your choice
- Valid driver’s license, if applicable
- Two original passport-sized photos of yourself
- Three months’ bank statements
- Post-dated cheques for the term loan
Read our FAQs
How it works

The Secured Personal Loan with benefits

Get a loan against your assets and keep using them

Affordable monthly repayments, fixed interest rate

Minimal documentation
required
Izwe is committed to the highest standards of business integrity, ethical values, and governance.
We encourage our staff, customers, and stakeholders to report unethical or corrupt behaviour.
NOTE
All deposits must be paid to Field Tellers or Cashiers. Izwe will confirm your deposit by SMS from Izwe Ghana. Izwe will never grant loan funds you did not apply for. If you are contacted with this sort of payment arrangement, report fraud here.
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Izwe Savings & Loans PLC is a regulated financial services provider.
We are proudly associated with
Izwe Savings & Loans PLC is a regulated financial services provider. We are proudly associated with: