Share The Love With Izwe
Get up to GHS500 cashback when you refer a friend for a personal loan or business loan, and GHS300 when you refer a government-employed friend for a payroll loan.
Tailored personal, business, and payroll loans
Change the way you loan with Izwe’s refer-a-friend campaign. If you already have a loan or account with us, you could get GHS500 cashback when you refer a friend to apply for a secured personal loan or business loan online.
Refer a government-employed friend for a payroll loan and get up to GHS300 cashback. Get your cash reward within 24 hours of your friend’s loan disbursement*.
Share the love with Izwe
Get up to GHS500 cashback when you refer a friend for a personal loan or business loan, and GHS300 when you refer a government-employed friend for a payroll loan.
Tailored personal, business, and payroll loans
Change the way you loan with Izwe’s refer-a-friend campaign. If you already have a loan or account with us, you could get GHS500 cashback when you refer a friend to apply for a secured personal loan or business loan online.
Refer a government-employed friend for a payroll loan and get up to GHS300 cashback. Get your cash reward within 24 hours of your friend’s loan disbursement*.
Get Rewarded
in 5 Steps:
I want to refer a friend
Look out for an SMS with your unique 6-digit referral code or request a code online.
Complete the form.
Refer as many friends as you want for a personal loan or business loan, and as many government-employed friends as you want for a payroll loan.
Get your cash reward when your friend’s loan is disbursed.
Redeem your reward using your 6-digit code.
Didn’t get a code? Click here
I’ve been referred
Check out our personal and business loan offers, or our payroll loan offers for government employees.
Note the 6-digit code in your referral SMS.
Speak to an Izwe consultant – Request a call-back or contact us through these convenient channels.
Use the 6-digit code when applying for a Loan.
Once your loan has been activated you will receive a unique code to refer friends and get rewarded.
Questions? We’ve got answers.
Spread The Love and Get Rewarded
Refer a friend to apply for a secured business loan of up to GHS1,000,000, payable over 48 months. If their loan is approved, you could get up to GHS500 cashback. Or, if your friend is employed by the government, they can get a payroll loan of up to GHS40,000, with up to 72 months to repay, and you could be rewarded with up to GHS300 cashback.
Approval takes a few minutes, with cash paid out in under 24 hours.
Fast, easy online loans
Refer a friend in a few minutes
Do it your way
Contact us online, in branch, or call us on 0302 208 222
It’s a win-win-win
You and your friends reap the benefits; we extend our Izwe family. Everyone wins.
Why Izwe?
We’ve helped thousands of people like you to live their best life with tailored small business and payroll loans. With benefits like these, it’s no wonder they choose Izwe, again and again.
Payroll loans for government employees
Budget-friendly, with flexible repayment terms
Hassle-free payments deducted from your salary
Preferential rates for government employees
Small loans for businesses and entrepreneurs
Fast. Get a business loan of up to GHS1,000,000 – paid out within 72 hours
Flexible. Use your assets as collatoral – and keep them with you
Convenient. Affordable, fixed monthly repayments, with up to 48 months to pay