Izwe will pay you up to GHS500 within 24 hours of a successful personal loan or business loan referral, or GHS300 for a successful payroll loan referral.

Terms and conditions apply.

We will automatically pay out your reward within 24 hours, based on your referral code.

Haven’t received your reward? Please call us on 0303 208 222 or click here.

You can request that you code be resent here.

• Simply enter your employee number and ID number to retrieve your voucher code.

You can call us on 0303 208 222 should you have any further queries.

Please note that voucher codes will only be issued to registered Izwe customers.

We will pay you into the original account we sent your loan to.

It could be that your friend forgot to use your unique code when they applied for a loan online.

Please call us on 0303 208 222 and we’ll be happy to assist.

Yes, you can.

Once your application for a personal loan, business loan, or payroll loan is successful, you will receive your own unique code from Izwe. When referring someone for personal loan finance, a payroll loan* or a business loan, give them this number. They must use this number when they apply for you to qualify for a reward.

* Payroll loans only applicable to government employees

The next step is to speak to an Izwe consultant. Keep your referral code handy – you’ll need it to activate your credit loan.

Contact us through these convenient channels:

1. Apply for a loan online
2. Directly at one of our branches
3. WhatsApp us on 0550 009 995
4. Call us on 0302 208 222