Getting personal loans online is easy with Izwe.
All it takes to apply:
Original documents from the collateral of your choice
Valid driver’s license, if applicable
Two original passport-sized photos of yourself
Three months’ bank statements
Post-dated cheques for the term loan
How to apply for secured, quick loans against your assets, for you or your business
Existing owned vehicle
Gather your documents
Personal loans:
- Vehicle ownership documentation
- Proof of comprehensive insurance cover
- A valid driver’s license
- Recent months’ bank statements
- Mobile money statements
- A recent payslip
iBiz Business loans:
- vehicle ownership documentation
- Proof of comprehensive insurance cover
- A valid driver’s license
- Recent months’ bank statements
- Mobile money statements
- Business registration documents (If registered)
Please note: Your vehicle must be less than 15 years old.
Submit your application
Four convenient ways to apply:
- Apply online
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
Tailor your loan
Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.
Landed property
Gather your documents
Personal loans:
- Land title deed
- Recent bank statements
- Valid national ID
- Mobile money statements
- A recent payslip
Business loans:
- Land title deed
- Valid national ID
- Business registration (if registered)
- Bank statements
Submit your application
Four convenient ways to apply:
- Apply online
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
Tailor your loan
Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.
Ka-ching!
Approval in minutes.
Cash | iVest | Treasury Bills | Bonds
Gather your documents
Personal loans:
- Investment certificate or evidence of cash placement certificate
iBiz Business loans:
- Investment certificate or evidence of cash placement certificate
Submit your application
Four convenient ways to apply:
- Apply online
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
Tailor your loan
Choose from easy monthly repayment terms of between 6 or 12 months with fixed interest rates or a bullet payment.
Signed client order or purchase order
Gather your documents
You’ll need:
- Business registration documents
- Passport-sized photos of all company directors
- Copy of all company directors’ identity documents
- Application cover letter and board resolution
- Six months’ bank statements
- GPS address of business and residence of key applicants
- Stamped copies of invoices to be discounted
Your corporate client will need to send us:
- Signed Supply Chain Finance Memorandum of Understanding (MoU) – Optional, but preferred
- Copies of validation invoices to be discounted
- A signed agreement letter that all payments will be made to Izwe.
Contact us
Chat to one of our dedicated agents about your invoice discounting needs:
- Visit a branch
- Contact our call centre
- Speak to our dedicated agents on 0596 914 840
How to apply for payroll loans online
Payroll loans
Gather your documents
You’ll need:
- Your government employee number
- Two colour passport-sized photos of yourself
- Your most recent payslip
- A valid national ID
- Proof of banking details
- CADG employees to have their mandate number ready
Submit your application
Four convenient ways to apply:
- Apply online
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
Tailor your loan
Choose from easy monthly repayment terms (up to 72 months) and fixed interest rates.
Ka-ching!
Approval in minutes. Cash pay-out within 24 hours.
How to apply for an iSave Cheque Account
iSave cheque account
Gather your documents
You’ll need:
- Your company registration documents
- Directors’ resolution
- A valid national identity document
- An original passport photo of the authorised representative
Submit your application
Connect with us, your way:
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
How to apply for an iVEST Investment Account
iVest account
Gather your documents
You’ll need:
- Your company registration documents
- Directors’ resolution
- A valid national identity document
- An original passport photo of the authorised representative
- Minimum deposit of GHS10,000
Submit your application
Connect with us, your way:
- Visit a branch
- Contact our call centre
- Speak to a dedicated agent
Get financial help when you need it
You choose how you want to interact with us and we’ll guide you through the whole application process, step by step:
Face to face
Visit us in branch, or make contact through our vast, dedicated network of agents. Our friendly and trustworthy agents are available throughout the country, and will come to you to assist with your financial needs
