Apply for an Izwe Loan
Ready to partner with us for your financial future? Great!
It’s so easy to apply for one of our services. Here’s how it works.
Loan Application Process
Access to financial help when you need it, applications processed in under 30 minutes and successful payouts in less than 72 hours.
Apply for a loan, either
Through our call centre
Through our agent network, where a consultant will come to you
At an Izwe branch
Apply online – click here
Request a call back – click here
Receive an offer within minutes, based on your affordability
Accept your Izwe quote, sign the agreement and submit your supporting documents
Izwe disburses your loan
What supporting documents will I need?
For a personal loan:
Your Government employee number
Two original passport sized photos of yourself
Your most recent payslip
A valid national ID
Proof of Banking Details
Make your wheels
work for you with a Car4Cash loan
All it takes to apply:
Original vehicle documents
A valid driver’s license
Two original passport sized photos of yourself
Six months’ bank statements
Post-dated cheques for the term loan
The process and what you will need to open an Izwe Savings or Investment solution
Open an account either
Through our call centre
Through our agent network, where a consultant will come to you
At an Izwe branch
Request a call back via this website
Deposit a minimum of GHS 50 to open your savings account
Your account is open immediately and you can start depositing your cash either at your closest Izwe branch or we’ll visit you at your convenience to collect your deposit. An sms will be sent to you to confirm your deposit
What supporting documents will I need?
For a personal loan:
A valid national identification document of the authorised representative (we accept Voter’s ID, SSNIT, Biometrics ID card, Driver’s License or Passport)
An original passport photo of yourself
Minimum deposit into your account of GHS 50
A sketch of your local residence, area map or a valid proof of residence document
Get financial help when you need it
You choose how you want to interact with us and we’ll guide you through the whole application process, step by step:
Face to face
Visit us in branch, or make contact through our vast, dedicated network of agents. Our friendly and trustworthy agents are available throughout the country, and will come to you to assist with your financial needs