How to apply

Getting personal loans online is easy with Izwe.

Make your assets work for you with secured personal or business loans.

Apply for a personal loan or business loan of up to GHS1,000,000

Choose from flexible repayment terms: up to 48 months

Gather necessary documents and enjoy a speedy application process

Make your dreams come true

CashSaver Step 1 icon | person and tick icon | Izwe Savings and Loans

Apply for a personal loan or business loan of up to GHS1,000,000

CashSaver Step 2 icon | Hand on money | Izwe Savings and Loans

Choose from flexible repayment terms: up to 48 months

CashSaver Step 3 icon

Gather necessary documents and enjoy a speedy application process

Make your dreams come true

All it takes to apply:

Apply for a secured loan

How to apply for secured, quick loans against your assets, for you or your business

Existing owned vehicle

Gather your documents

Personal loans:

  • Vehicle ownership documentation
  • Proof of comprehensive insurance cover
  • A valid driver’s license
  • Recent months’ bank statements
  • Mobile money statements
  • A recent payslip

 iBiz Business loans:

  • vehicle ownership documentation
  • Proof of comprehensive insurance cover
  • A valid driver’s license
  • Recent months’ bank statements
  • Mobile money statements
  • Business registration documents (If registered)

Please note: Your vehicle must be less than 15 years old.

Submit your application

Four convenient ways to apply:

Tailor your loan

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.

Landed property

Gather your documents

Personal loans:

  • Land title deed
  • Recent bank statements
  • Valid national ID
  • Mobile money statements
  • A recent payslip

Business loans:

  • Land title deed
  • Valid national ID
  • Business registration (if registered)
  • Bank statements

Submit your application

Four convenient ways to apply:

Tailor your loan

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.

Ka-ching!

Approval in minutes.

Cash | iVest | Treasury Bills | Bonds

Gather your documents

Personal loans:

  • Investment certificate or evidence of cash placement certificate

iBiz Business loans:

  • Investment certificate or evidence of cash placement certificate

Submit your application

Four convenient ways to apply:

Tailor your loan

Choose from easy monthly repayment terms of between 6 or 12 months with fixed interest rates or a bullet payment.

Signed client order or purchase order

Gather your documents

You’ll need:

  • Business registration documents
  • Passport-sized photos of all company directors
  • Copy of all company directors’ identity documents
  • Application cover letter and board resolution
  • Six months’ bank statements
  • GPS address of business and residence of key applicants
  • Stamped copies of invoices to be discounted

Your corporate client will need to send us:

  • Signed Supply Chain Finance Memorandum of Understanding (MoU) – Optional, but preferred
  • Copies of validation invoices to be discounted
  • A signed agreement letter that all payments will be made to Izwe.

Contact us

Chat to one of our dedicated agents about your invoice discounting needs:

  • Visit a branch
  • Contact our call centre
  • Speak to our dedicated agents on 0596 914 840

How to apply for payroll loans online

Payroll loans

Gather your documents

You’ll need:

  • Your government employee number
  • Two colour passport-sized photos of yourself
  • Your most recent payslip
  • A valid national ID
  • Proof of banking details
  • CADG employees to have their mandate number ready

Submit your application

Four convenient ways to apply:

Tailor your loan

Choose from easy monthly repayment terms (up to 72 months) and fixed interest rates.

Ka-ching!

Approval in minutes. Cash pay-out within 24 hours.

How to apply for an iSave Cheque Account

iSave cheque account

Gather your documents

You’ll need:

  • Your company registration documents
  • Directors’ resolution
  • A valid national identity document
  • An original passport photo of the authorised representative

Submit your application

Connect with us, your way:

How to apply for an iVEST Investment Account

iVest account

Gather your documents

You’ll need:

  • Your company registration documents
  • Directors’ resolution
  • A valid national identity document
  • An original passport photo of the authorised representative
  • Minimum deposit of GHS10,000

Submit your application

Connect with us, your way:

Get financial help when you need it

You choose how you want to interact with us and we’ll guide you through the whole application process, step by step:

Face to face

Visit us in branch, or make contact through our vast, dedicated network of agents. Our friendly and trustworthy agents are available throughout the country, and will come to you to assist with your financial needs

On the web

You can get in touch with us here and we’ll get back to you
as soon as possible

Phone Icon

On the phone

Call us on +233 (0) 302 208 222

Email icon

On email

Send us an email at customersupport@izweghana.com
and we will get back to you