How to apply

Gather your documents

Personal loans:

• Vehicle ownership documentation
• Proof of comprehensive insurance cover
• A valid driver’s license
• Recent months’ bank statements
• Mobile money statements
• A recent payslip

 iBiz Business loans:

• vehicle ownership documentation
• Proof of comprehensive insurance cover
• A valid driver’s license
• Recent months’ bank statements
• Mobile money statements
• Business registration documents (If registered)

Please note: Your vehicle must be less than 15 years old.

Submit your application

Four convenient ways to apply:

• Apply online
• Visit a branch
• Contact our call centre
• Speak to a dedicated agent

Tailor your loan

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.

Gather your documents

Personal loans:

• Land title deed
• Recent bank statements
• Valid national ID
• Mobile money statements
• A recent payslip

Business loans:

• Land title deed
• Valid national ID
• Business registration (if registered)
• Bank statements

Submit your application

Four convenient ways to apply:

• Apply online
• Visit a branch
• Contact our call centre
• Speak to a dedicated agent

Tailor your loan

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36 or 48 months with fixed interest rates.

Ka-ching!

Approval in minutes.

Gather your documents

Personal loans:

• Investment certificate or evidence of cash placement certificate

iBiz Business loans:

• Investment certificate or evidence of cash placement certificate

Submit your application

Four convenient ways to apply:

• Apply online
• Visit a branch
• Contact our call centre
• Speak to a dedicated agent

Tailor your loan

Choose from easy monthly repayment terms of between 6 or 12 months with fixed interest rates or a bullet payment.

Gather your documents

You’ll need:

• Business registration documents
• Passport-sized photos of all company directors
• Copy of all company directors’ identity documents
• Application cover letter and board resolution
• Six months’ bank statements
• GPS address of business and residence of key applicants
• Stamped copies of invoices to be discounted

Your corporate client will need to send us:

• Signed Supply Chain Finance Memorandum of Understanding (MoU) – Optional, but preferred
• Copies of validation invoices to be discounted
• A signed agreement letter that all payments will be made to Izwe.

Contact us

Chat to one of our dedicated agents about your invoice discounting needs:

• Visit a branch
• Contact our call centre
• Speak to our dedicated agents on 0596 914 840

Gather your documents

You’ll need:

• Your government employee number
• Two colour passport-sized photos of yourself
• Your most recent payslip
• A valid national ID
• Proof of banking details
• CADG employees to have their mandate number ready

Submit your application

Four convenient ways to apply:

• Apply online
• Visit a branch
• Contact our call centre
• Speak to a dedicated agent

Tailor your loan

Choose from easy monthly repayment terms (up to 72 months) and fixed interest rates.

Ka-ching!

Approval in minutes. Cash pay-out within 24 hours.

Gather your documents

You’ll need:

• Your company registration documents
• Directors’ resolution
• A valid national identity document
• An original passport photo of the authorised representative

Submit your application

Connect with us, your way:

• Visit a branch
• Contact our call centre
• Speak to a dedicated agent

Gather your documents

You’ll need:

• Your company registration documents
• Directors’ resolution
• A valid national identity document
• An original passport photo of the authorised representative
• Minimum deposit of GHS10,000

Submit your application

Connect with us, your way:

• Visit a branch
• Contact our call centre
• Speak to a dedicated agent